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Down Payment Assistance for Union County NC Home Buyers
Down Payment Assistance for Union County NC Home Buyers Are you hoping to purchase a home in Union County NC but worry that you don’t have enough money for a down payment and closing costs? Your research for mortgage options may have led you to Read More...
Buying or Selling a Charlotte Home on a Septic Tank
You may be surprised to learn that not all homes in Charlotte have public sewer. While most Charlotte neighborhoods are either urban or suburban in nature, you can still find some properties that have on-site sanitation facilities or septic tanks. I recently Read More...
Charlotte Home Buyers--Can I Buy a Home After Foreclosure or Bankruptcy?
Can I buy a home after foreclosure or bankruptcy? The real estate market is finally turning around for Charlotte home buyers after five years of misery. The lowest interest rates in a decade combined with prices that have reset at lower levels make 2013 Read More...
Understanding Your Community Homeowners Association
Most Charlotte neighborhoods developed in the past thirty years have a community homeowners association (HOA). For large communities with amenities like pools and clubhouses, the associations can be very involved in many aspects of the neighborhood. Smaller Read More...
Charlotte Home Buyers Guide--What is the Right Loan Type for You?
Are you considering a Charlotte home purchase? You may be looking a homes for sale online and driving through neighborhoods. That’s fun but before you go much further in your home search, you should find out how to finance your new home? There are Read More...
Charlotte Home Buyers Guide--Stone Siding Needs Proper Installation
If you are a Charlotte home buyer, you are probably seeing a lot of newer homes with stone siding accents. Stone siding is a beautiful material that gives home exteriors a fresh appealing look. Home inspectors are starting to sound the alarm that stone Read More...
Charlotte MLS Property Reports Now Include FROGs
Have you seen a FROG on the listing reports from the Charlotte MLS? FROGs are the latest addition to the reports and you may find one when you are looking at the home type field in the report. What’s a FROG? A F.R.O.G. in real estate is a Finished Read More...
Charlotte MLS Property Report Changes Coming on July 10
Conditional? Contingent? Pending? Due Diligence Period? Do you search Charlotte MLS property listings on the internet and find that it is very difficult to tell whether a property is still available for purchase? Some listings are Active and some have Read More...
Credit Mistakes to Avoid When Buying a Charlotte Home
Buying a Charlotte home? Don’t make these credit mistakes which can derail your efforts to get a mortgage. Don’t close old accounts. The length of your credit history is one component of your credit score. Those old accounts, even if you don’t Read More...
Credit Score Basics for Charlotte Home Buyers
Credit Score Basics for Charlotte Home Buyers Did you know that a hundred point difference in your credit score could cost you an additional $91,000 in interest over the life of a $300,000 loan? That’s right. According to an article in Today’s Read More...
Charlotte Home Buyers Guide--What is an Escrow Account?
Charlotte Home Buyers Guide—What is an Escrow Account? Are you getting a mortgage to purchase your Charlotte home? If so, your loan officer may have referenced PITA when speaking with you about your mortgage payment. PITA stands for principle, interest, Read More...
Charlotte NC Home Buyers Get Assistance for Loan Closing Costs
Charlotte NC Home Buyers Get Assistance for Loan Closing Costs Are you hoping to buy a Charlotte NC home but not sure if you will have enough money for a down payment and closing costs? In a recent post, I offered some solutions for the problem of not Read More...
Charlotte NC Home Buyers--Don't Let Limited Funds Keep You from Your Dream Home
Charlotte NC Home Buyers--Don’t Let Limited Funds Keep You from Your Dream Home Are you a frustrated Charlotte NC home buyer? You would like to purchase that cute little cottage down the street. But your bank account isn’t overflowing with Read More...
Due Diligence for Charlotte NC Home Buyers--What About Crime?
Due Diligence for Charlotte NC Home Buyers—What About Crime? What about the crime in this area or in this neighborhood? If you are a Charlotte NC home buyer , you may wish to investigate crime near your chosen property during the due diligence period Read More...
How a Good Title Search Saved a Real Estate Closing
How a Good Title Search Saved a Real Estate Closing “I’m not the sole owner of the property I purchased two years ago?” Two weeks before closing and this was the bad news delivered to Judy, my seller client. The closing attorney had Read More...
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