Indian Trail NC Homes for Sale--3015 Salmon River Drive in Merwether is Sold!
Property information
Unique Downstairs Master Bedroom
• 2 bath, 2 bdrm 1 1/2 story - 
MLS® $130,000
Arlington Downs, Stallings - A pretty front porch welcomes you to this wonderful townhome in Arlington Downs. You'll enjoy quiet privacy in this end unit that is tucked away at the back of the complex. Find two bedrooms with a loft and two and one-half baths in this unit.
This home is not a typical boxy townhome. Windows on three sides of the unit create a bright and sunny interior and the feel of a single family home. Enjoy grilling and relaxing on the back patio. A 4'x8' storage unit is included.
A step inside reveals an airy floorplan where a turned staircase and a loft overlook the spacious two-story great room with updated paddle fan. A gas log fireplace is the focal point of the great room. All windows have two-inch blinds.
Enjoy your meals in the sunny dining area that overlooks the patio. Open to the kitchen, this area has abundant wallspace for other furniture. Light fixtures have been updated throughout the home. A powder room with pedestal sink is located here.
The cook's kitchen has abundant cabinetry and extensive counterspace. A pantry provides additional storage. Appliances include a smoothtop stove, a dishwasher and disposal. Recessed lighting brightens the work area.
The downstairs master bedroom makes this townhome unique. The bedroom includes a paddle fan and a double closet plus a storage closet. The master bathroom has double sinks, a tub/shower and the laundry closet.
Enjoy the generous loft area with its cathedral ceiling with paddle fan and view of the great room below. Two windows make this area bright and sunny. The loft includes a huge walk-in closet and a smaller closet. It can be enclosed for a 3rd bedroom.
Arlington Downs includes a clubhouse with swimming pool and a walking trail around a pond. The complex is located just inside Union County with downtown Matthews minutes away. The Siskey YMCA and two community shopping centers are nearby.
Property information
Firethorne in Marvin NC—Homes for Sale and Neighborhood Profile
Picture a luxury home community with a 400 acre golf course at its heart. Firethorne in Marvin NC has beautiful homes set among the rolling hills and hardwood forest of Firethorne Country Club. The 30,000 square foot clubhouse at Firethorne includes fine dining facilities and beautiful views of the golf course. Other country club amenties include a fitness center, a swim and tennis facility with a water park and four swimming pools plus ten tennis courts. The 18-hole championship golf course has rock walls, ponds and a forested backdrop.
Firethorne is located in the northeastern corner of Union County NC adjacent to the Ballantyne area in Mecklenburg County NC and Lancaster County SC. Some of Firethorne’s homes are located in the Indian Land area of Lancaster County. The Ballantyne area offers abundant shopping, employment and entertainment opportunities. Firethorne is a short drive away but feels worlds away in the rural horse country of Marvin.
Homes in Firethorne were constructed from 1999 until 2009. The last new homes have been sold. The homes range in size from 3500 square feet to over 7000 square feet. Lots range from a half acre to three quarters of an acre. Many homes have spectacular golf course views.
Firethorne Community Features
Community Amenities: Firethorne Country Club, clubhouse, fitness center, water park, tennis courts, golf course
Builders: Various custom builders, John Weiland Homes
Schools: Marvin Elementary, Marvin Ridge Middle, Marvin Ridge High in Union County and Indian Land Elementary, Middle and Senior High in Lancaster County. School assignments are subject to change. Check with the Union County or Lancaster County Public Schools for current school assignments.
Firethorne Real Estate Market Update
January to December 2009
Single Family Homes
Homes Sold: 10
Prices: $330,000 to $1,132,925 Average Sales Price: $740,319
Average Square Feet: 5158
Average Days on Market: 112
Source: Carolina Multiple Listing Service
Firethorne Homes for Sale
Click here to see Firethorne homes for sale.
Ever wonder what your Firethorne home is worth?
Click here to receive a free market evaluation.
Copyright 2010. Carol Fox. Allen Tate Realtors. *Firethorne in Marvin NC—Homes for Sale and Neighborhood Profile*
Matthews NC to Become Community Wildlife Habitat
The Town of Matthews NC is about to embark on campaign to become one of only thirty-five municipalities nationwide that are certified Community Wildlife Habitats. This certification is earned from the National Wildlife Federation. The Matthews campaign will be called “Matthews Naturally”.
The “Matthews Naturally” campaign will be led by HAWK, the local chapter of the North Carolina Wildlife Federation. The entire town, including town government, schools, churches, businesses and homeowners, will work to preserve wildlife and give the animals places for living and raising their young.
Matthews NC will become certified as a Community Wildlife Habitat by earning 450 points toward goals that include a certain number of homeowner Backyard Wildlife Habitats, Schoolyard Wildlife Habitats, educational programs, environmental projects and environmental websites. HAWK members note that the town already has earned a number of points toward the certification as there are a number of homeowners who have Backyard Wildlife Habitats already.
Learn more about environmental activities and parks in Matthews NC.
Matthews NC Wildlife Advocates are HAWKs
Squirrel Lake Park in Matthews NC is Perfect Getaway
Downtown Matthews NC—Farmers Market Opens for the Season
Copyright 2010. Carol Fox. Allen Tate Realtors. *Matthews NC to Become Community Wildlife Habitat*
Rolling Hills in Monroe NC—Homes for Sale and Neighborhood Profile
Rolling Hills in Monroe NC is a golf course community that was built around the Rolling Hills Country Club. Homes were built as early as the 1960s in Rolling Hills. Construction continued in the 1970s and 1980s with some homes built as recently as the early 2000s. The pretty wooded lots are generous ranging from a half acre to over an acre in size.
The golf course at Rolling Hills Country Club is a private, non-equity club with a traditional course designed by George Cobb. The course has short distances between holes making the course compatible for walking or riding. Other amenities at the club include dining and banquet facilities, an outdoor swimming pool with a wading pool for children, tennis courts and a golf practice and learning facility.
Rolling Hills Community Features
Community Amenities: Rolling Hills Country Club
Builders: Various custom builders
Schools: Porter Ridge Elementary, Porter Ridge Middle, Porter Ridge High. School assignments are subject to change. Check with the Union County Public Schools for current school assignments.
Rolling Hills Real Estate Market Update
January to December 2009
Single Family Homes
Homes Sold: None
Prices: Average Sales Price:
Average Square Feet:
Average Days on Market:
Source: Carolina Multiple Listing Service
Rolling Hills Homes for Sale
Click here to see Rolling Hills homes for sale.
Ever wonder what your Rolling Hills home is worth?
Click here to receive a free market evaluation.
Copyright 2010. Carol Fox. Allen Tate Realtors. *Rolling Hills in Monroe NC—Homes for Sale and Neighborhood Profile*
Hollister in Weddington NC—Homes for Sale and Neighborhood Profile
Enjoy the wooded vistas along Weddington Road from downtown Weddington NC to the Wesley Chapel NC Town Center. Along the way you’ll find Hollister, a pretty neighborhood set off the road behind a private wooded entrance. Hollister is located in unincorporated Union County NC near Weddington.
Dreaming of a full brick home and a lot large enough to give you some space? Hollister may be the perfect spot for you. Neighborhood homes are full brick with stone accents set on lots that range from a third to over a half acre in size. Home sizes are from approximately 4000 square feet to over 5000 square feet. Some of the homes have basements.
Construction began in 2006 in Hollister and continues today. Both resale and new homes are available in the neighborhood. A resort-style amenity center is the centerpiece of the community. Walking trails wind through the neighborhood.
Hollister residents can find community shopping nearby at the Wesley Chapel Town Center with its two grocery stores, a Target, banks, restaurants, pharmacies and other service shops. More shopping including a Lowes Home Improvement store are several miles away in Waxhaw NC.
Hollister Community Features
Community Amenities: Hollister Homeowners Association, clubhouse, swimming pool, tennis courts, playground, walking trails
Builders: Shea Homes
Schools: New Town Elementary, Cuthbertson Middle, Cuthbertson High. School assignments are subject to change. Check with the Union County Public Schools for current school assignments.
Hollister Real Estate Market Update
January to December 2009
Single Family Homes
Homes Sold: 7 homes
Prices: $389,900 to $547,500 Average Sales Price: $456,985
Average Square Feet: 4612
Average Days on Market: 317
Source: Carolina Multiple Listing Service
Hollister Homes for Sale
Click here to see Hollister homes for sale.
Ever wonder what your Hollister home is worth?
Click here to receive a free market evaluation.
Copyright 2010. Carol Fox. Allen Tate Realtors. *Hollister in Weddington NC—Homes for Sale and Neighborhood Profile*
Union County NC Schools—Eight Things You Should Know
Families moving to the Charlotte NC area usually want to know about the schools first. Neighborhoods and homes come second. After researching regional schools, many newcomers decide to look at the Union County NC schools.
What should families know about the Union County schools?
Here is my list of ten things you should know about the Union County NC schools.
- Union County Public Schools (UCPS) is a county-wide school system, like most North Carolina systems. This means that school pupil assignment areas do not correspond to town or village boundaries. School assignments zones are fluid and can change when schools get overcrowded and new schools are built.
- Union County Public Schools is the sixth largest system in the state and the fastest growing school system in North Carolina. UCPS student enrollment increased 79% over the past ten years bringing enrollment to 39,366 students in the 2009-10 school year.
- There are 53 schools in the UCPS system—30 elementary schools, 9 middle schools, 11 high schools and 3 special schools. Union County constructed 25 new schools during a ten year period from 2000 to 2010. Union County NC schools have 4,658 employees of which 2,585 are licensed administrators, principals and teachers.
- Union County Public Schools ranked number one among the state’s eight largest school districts in the percentage of schools that met the federal No Child Left Behind, Adequate Yearly Progress (AYP) goals. 81.6% met the 100 percent standard of AYP. 90% met more than 90% of AYP goals.
- UCPS 2009 SAT scores exceeded state and national averages. The UCPS average SAT score was 1029.
- 88% of 2009 UCPS graduates plan to attend college. The 2008-2009 graduation rate was 80.7% and the 2007-2008 dropout rate for grades 7 through 12 was 2.32%. UCPS graduates received $51.1 in scholarships in 2009.
- Seven Union County high schools ranked in Charlotte Magazine’s Top Public Schools list. Schools in Charlotte-Mecklenburg, Cabarrus, and Union were evaluated on school environment and school performance for this list. These schools in order of ranking were Marvin Ridge, Piedmont, Weddington, Parkwood, Sun Valley, Porter Ridge, and Monroe.
- Union County Schools is one of the first 20 school systems in the nation and the only system in North Carolina to be chosen to be part of the Hanban Asia Society Confucious Classrooms Network. This programs is designed to help school systems enhance their Chinese language programs.
Source: Union County Public Schools
Want to know more about schools and living in Union County NC? Go to www.CarolinaSmallTownLiving.com.
Copyright 2010. Carol Fox. Allen Tate Realtors. *Union County NC Schools—Eight Things You Should Know*
Olde Sycamore in Mint Hill NC—Homes for Sale and Neighborhood Profile
Olde Sycamore is a golf course community that straddles the Mecklenburg and Union County line. The centerpiece of the neighborhood is Olde Sycamore Golf Plantation, a well-regarded golf course built in 1997. The main entrance of the neighborhood is found off Highway 218 in Mint Hill NC. An interchange with I-485 is located just a mile and a half east of this entrance.
Construction of homes in Olde Sycamore began in 1996-97. Neighborhood homes were built by several production builders as well as custom builders in another section of Olde Sycamore. Construction continues today in The Links, located in the Union County section of the neighborhood. Homes on golf course lots are available in the neighborhood.
Mint Hill has annexed all homes in Olde Sycamore into its town limits. Children who live in the Mecklenburg County section of the neighborhood attend Charlotte-Mecklenburg schools and children in the Union County section attend Union County schools.
When built, Olde Sycamore’s golf course was voted “Best New Course” by Charlotte’s Best Magazine. The golf course was renovated in 2007. Some of the features of the course follow:
- Designed by famous course architect Tom Jackson
- Semi-private 18-hole championship course (par “72”)
- 6900 yard championship layout features Bermuda fairways lined with hardwoods and pines
- Golf shop and clubhouse with restaurant
Olde Sycamore Community Features
Community Amenities: Olde Sycamore Homeowners Association, clubhouse, swimming pool, tennis courts
Builders: Multiple custom home builders, Beazer, Fortis, Orleans
Schools: Fairview Elementary, Piedmont Middle, Piedmont High in Union County. Bain Elementary, Mint Hill Middle, Butler High in Mecklenburg County. School assignments are subject to change. Check with the Union County or Charlotte-Mecklenburg Public Schools for current school assignments.
Olde Sycamore Real Estate Market Update
January to December 2009
Single Family Homes
Homes Sold: 10 homes
Prices: $206,000 to $419,000 Average Sales Price: $295,500
Average Square Feet: 3100
Average Days on Market: 122
Source: Carolina Multiple Listing Service
Olde Sycamore Homes for Sale
Click here to see Olde Sycamore homes for sale.
Ever wonder what your Olde Sycamore home is worth?
Click here to receive a free market evaluation.
Copyright 2010. Carol Fox. Allen Tate Realtors. *Olde Sycamore in Mint Hill NC—Homes for Sale and Neighborhood Profile*
Union County NC Gated Communities
Where are the gated communities in Union County NC? This is an often-asked question from people who are considering a move to Union County from other parts of the country. My reply is that most of Union County’s neighborhoods are not gated. Nor are most of the houses hidden behind tall fencing.
You can find some gated neighborhoods in Union County. They typically are newer luxury home developments. Most of them are in the towns of Weddington, Marvin, and Waxhaw.
Listed below are profiles of some of Union County’s most popular gated communities.
The Club at Longview
Providence Downs South
Skyecroft
Quintessa
Waybridge
Other gated communities in Union County NC include Woodhall, Sedgefield, Therrell Farms, Stratford on Providence, and Chatelaine.
Want to know more? Click here to contact me about homes in gated neighborhoods.
Copyright 2010. Carol Fox. Allen Tate Realtors. *Union County NC Gated Communities*
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Barclay Downs, Charlotte - We invite everyone to visit our open house at 3708 Ayscough Road on February 28 from 2:00 AM to 4:00 AM.
Property information
Providence Downs South in Marvin NC—Homes for Sale and Neighborhood Profile
Providence Downs South near Marvin NC is a luxury gated community where you can find custom-built homes with European styling. Brick, stone and stucco beautify the exteriors of these homes. Interiors are lavish with extensive millwork, upgraded finishes and floor coverings. Providence Downs South homes are set on wooded half acre to one acre lots. Many of the lots will accommodate basement homes.
Behind its beautiful gates, Providence Downs South includes a resort-style amenity center with a clubhouse and swimming pool, tennis courts and playground. The neighborhood is located in unincorporated Union County near Marvin NC. It is just a few miles from the Rea Road corridor with its shopping and entertaining complexes at Blakeney and Stonecrest. An interchange with I-485 can be found here as well providing easy access to Charlotte NC’s workplaces.
Construction began in 2004 in Providence Downs South. Lots are still available in the neighborhood for custom building. Homes range in size from 4500 square feet to over 9000 square feet.
Providence Downs South Community Features
Community Amenities: Providence Downs South Homeowners Association, gated community, clubhouse, swimming pool, tennis courts, playground, recreation area
Builders: Multiple custom home builders
Schools: Marvin Elementary, Marvin Ridge Middle, Marvin Ridge High. School assignments are subject to change. Check with the Union County Public Schools for current school assignments.
Providence Downs South Real Estate Market Update
January to December 2009
Single Family Homes
Homes Sold: 23 homes
Prices: $540,000 to $1,451,500 Average Sales Price: $770,227
Average Square Feet: 6550
Average Days on Market: 127
Source: Carolina Multiple Listing Service
Providence Downs South Homes for Sale
Click here to see Providence Downs South homes for sale.
Ever wonder what your Providence Downs South home is worth?
Click here to receive a free market evaluation.
Copyright 2010. Carol Fox. Allen Tate Realtors. *Providence Downs South in Marvin NC—Homes for Sale and Neighborhood Profile*
Union County NC Home Buyers—100% Financing Available with USDA Loans
Do you want to buy a home in Union County NC but don’t have money for a down payment? Here is some good news. There may be a way for you to buy a home without down payment money. USDA loans with 100% financing are available in some parts of Union County for some borrowers.
This is what you need to know about USDA financing.
What is a USDA loan?
- USDA stands for the United States Department of Agriculture. These loans are part of the USDA Rural Development Loan Program.
Who is eligible for a USDA loan?
- The property you wish to buy must be in an area considered to be rural and therefore, eligible for the loan.
- The borrower must fit within certain income guidelines to qualify for the loan.
What are the benefits of a USDA loan?
- The amount financed can be up to 102% of the appraised value of the home.
- There is no private mortgage insurance required. A required 2% guarantee fee can be paid by the seller or financed by the buyer.
- There is no limit on seller contributions for closing costs.
- Income and debt ratios are 29/41 with exceptions for compensating factors.
- A non-occupant co-borrower is permitted.
Who can use a USDA loan in Union County NC and where can it be used?
- The income cap for one borrower is $76,000 per year.
- The USDA website includes a map of areas eligible for these loans. Union County home buyers can use the USDA loans generally in areas east of Indian Trail and Monroe and south of Wesley Chapel. Eligible areas include parts of Waxhaw, Mineral Springs, Unionville and beyond.
Want to know more about 100% financing in Union County NC? Click here to contact me about your eligibility for one of these loans.
Copyright 2010. Carol Fox. Allen Tate Realtors. *Union County NC Home Buyers—100% Financing Available with USDA Loans*
Skyecroft in Weddington NC—Homes for Sale and Neighborhood Profile
Picture living in a European village. Beautiful entrance gates reveal a long view of the community green and neighborhood amenity center at Skyecroft near Weddington NC. Each of Skyecroft’s magnificent custom homes is built with European flair and Old World charm. Street lights and paved walking trails add to this gated neighborhood’s beauty.
Homes in Skyecroft range in size from 3500 square feet to over 10,000 square feet. Exteriors of brick, stone, and stucco have beautiful details. Interiors are fitted with exquisite materials and features. Construction in the neighborhood began in 2005 and continues today. Both resale homes and new homes are available as well as lots for custom building your dream home.
Skyecroft is located at Twelve Mile Creek Road in unincorporated Union County near Weddington NC although the neighborhood has a Waxhaw mailing address. The highly-regarded Weddington schools complex is nearby. Community shopping can be found within two miles in downtown Weddington. The neighborhood has easy access to shopping and entertainment in South Charlotte along Providence Road and at Blakeney along Rea Road.
Skyecroft Community Features
Community Amenities: Skyecroft Homeowners Association, gated community, clubhouse, Olympic-size swimming pool, tennis courts, lake, walking trails
Builders: Multiple custom home builders
Schools: Weddington Elementary, Weddington Middle, Weddington High. School assignments are subject to change. Check with the Union County Public Schools for current school assignments.
Skyecroft Real Estate Market Update
January to December 2009
Single Family Homes
Homes Sold: 6 homes
Prices: $626,500 to $1,795,000 Average Sales Price: $969,416
Average Square Feet: 5969
Average Days on Market: 147
Source: Carolina Multiple Listing Service
Skyecroft Homes for Sale
Click here to see Skyecroft homes for sale.
Ever wonder what your Skyecroft home is worth?
Click here to receive a free market evaluation.
Copyright 2010. Carol Fox. Allen Tate Realtors. *Skyecroft in Weddington NC—Homes for Sale and Neighborhood Profile*
Charlotte NC Snow Day!
We don't have many opportunities for snow in Charlotte NC. But today is one of those rare days. At my house we have about four inches of snow and brilliant blue skies. Enjoy these photos that I took this morning around my yard.
Want to learn more about weather in Charlotte?
Moving from the North to Charlotte NC? What You Need to Know about the Weather.
Copyright 2010. Carol Fox. Allen Tate Realtors. *Charlotte NC Snow Day!*
Charlotte NC Home Buyers—Did Your Lender Pre-Qualify You, Pre-Approve You or What???
Are you a potential Charlotte NC home buyer? Have you spoken with a mortgage loan officer? Did your loan officer give you a document that says that you are qualified to purchase a home? Are you mystified about what that document means?
I have learned to be wary of the pre-qualification and pre-approval letters that mortgage lenders issue to home buyers. Here is why. As a Charlotte NC home buyer, you may think that you have a document that entitles you to purchase a home without further scrutiny or loan hurdles. In reality, what you may have is only an opinion from a loan officer that will not stand up to today’s documentation and review process.
Learn the four types of approval letters that lenders issue and make your home-buying process smoother and easier. This is what you need to know.
- Pre-Qualification Letter. This is the first step. You speak with a loan officer on the telephone, the loan officer pulls your credit and asks you about income type and amount and financial assets. None of your financial information has been verified and the loan officer can only issue an opinion that you should be able to qualify if your information checks out. In my opinion, it is too early to make an offer on a home if you are at this stage.
- Pre-Approval Letter. To get this letter, you must take the next step and fill out a formal loan application form. Your loan officer should ask you to supply documentation on income and assets that supports what you put on the loan application. Your application is then submitted to an Automated Underwriting System or Desktop Underwriting System. If this computer program gives you an accept, you can get a pre-approval letter. Keep in mind that this approval is conditioned on an underwriter’s verification of the data entry into the program, any outstanding documentation, a property appraisal and title work for the property. If the underwriter is unable to verify what is on your loan application, then the pre-approval letter is invalid. I believe that most home buyers can make an offer on a home at this stage unless their financial situation is so complex that they should go to the next step.
- Approval Letter. After the loan officer takes the application and gathers all the required documentation, an underwriter reviews the package for compliance with the Automated Underwriting Acceptance, mortgage product and lender guidelines. If your loan package clears all of these hurdles, you can get a true approval with conditions letter. Conditions could include additional documentation, an acceptable home appraisal, and clear property title. Some lenders won’t issue an approval letter without the appraisal and title work. Once you get the approval letter, the process is nearly complete, but you still must clear appraisal and title work hurdles.
- Commitment Letter. Once the appraisal, title work and homeowner’s insurance policy are received, reviewed, and approved by the underwriter, you will get a commitment letter. This letter states that you are approved with no conditions outstanding preventing the loan from closing, except perhaps a statement showing the prior sale of your current residence. Your file is now Clear to Close. Congratulations! A clear to close means that you’ve made it to the end of the process.
Want to know more about buying a Charlotte NC home?
First Time Home Buyers Guide
Home Buyer Tax Credit
Copyright 2010. Carol Fox. Allen Tate Realtors. *Charlotte NC Home Buyers—Did Your Lender Pre-Qualify You, Pre-Approve You or What???*